A non-owner spouse does have a legal interest in their Florida homestead property. A couple can arrange to have only one of two spouses own the couple’s homestead property.
A married person can maintain a legal homestead in Florida even if one spouse is not on the home’s legal title. The property remains protected from creditors, and the house can qualify for the homestead tax exemption.
A non-owner spouse has their a separate homestead interest in the property even though that spouse’s name is not on the title. An owner-spouse cannot sell, transfer, or mortgage the family homestead without the signature and agreement of a non-owner spouse.
When only one spouse is on the homestead title and the owner spouse dies, the non-owner spouse residing in the home will have, at minimum, a life estate interest in the homestead.
Waiving Spousal Homestead Rights
A married person can waive their spousal homestead rights and interests. Homestead right waivers are frequently included in pre-nuptial agreements.
About the Author
Gideon Alper is an attorney who specializes in asset protection planning. He graduated with honors from Emory University Law School and has been practicing law for almost 15 years.
Gideon and the Alper Law firm have advised thousands of clients about how to protect their assets from creditors.
